The shiny new 20H2 Windows 10 feature update is almost here, but but you can download that at any time without needing to install 20H2. Boot the computer in a Clean Boot state and check the status. A clean boot helps to verify if any third party application service or startup item is causing this issue. Windows 10 disable automatic updates page also included options to defer security and feature updates, but these options are no longer If you choose option number 2, updates won't download or install automatically.
Windows 10 updates download but dont install - above told
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